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Certificates of Deposit - Dean Bank

Certificates of Deposit

With guaranteed principal and interest, you can confidently watch your deposit grow. Choose the term that best suites your savings goals and cash flow requirements.

  • Competitive rates
  • Variety of term options available
  • Deposits are insured in full

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Effective Date: Saturday, April 26, 2025

CDs (Rate Table)
ProgramsTermAPY*

Actions

CDs*

3 Months0.25%

Open an Account - CD - 3 Months

6 Months0.50%

Open an Account - CD - 6 Months

12 Months1.00%

Open an Account - CD - 12 Months

18 Months1.25%
24 Months1.25%
30 Months1.50%
36 Months1.50%
48 Months2.00%
60 Months2.00%

*Annual Percentage Yield (APY) assumes interest and principal remain on deposit for one year. A withdrawal will reduce earnings. Interest is credited on the last business day of the month. A penalty will be imposed for early withdrawal from a Certificate of Deposit. Fees could reduce earnings of the account. For certificates with terms up to 1 year, the minimum balance required to open the account and obtain the APY is $500.00, and the account pays simple interest. For certificates with terms of 1 year or more, the minimum balance required to open the account and obtain the APY is $500.00, and the interest is compounded continuously. For IRAs, the minimum balance required to open the account and obtain the APY is $100.00.